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What should I do with the reclaimed superannuation?

It is more manageable to have a centralised approach to superannuation. This means having just one or two superannuation funds. You can request to have all of your accounts rolled-over into the chosen fund, enabling you to more easily monitor the fund’s performance, reduce multiple fees and, ultimately, manage your retirement savings as a whole. However, before rolling-over your superannuation, it is important to know the costs that may be incurred in doing so. These can include exit fees, entry fees and even the loss of benefits such as insurance cover.

Once you have regained control of all your superannuation, it is in your best interests to maintain this control. The easiest way to avoid losing superannuation in the future is to notify your superannuation fund when your details change, most importantly your contact details such as addresses and telephone numbers.

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